Instant funds an account without an evaluation, and the cap is part of how that is underwritten. It is the single most important thing to understand about the programme, and it is why the Instant page states it above the fold rather than in a footnote. If withdrawing everything in a cycle matters to you, the 1 Step and 2 Step do not cap.
Getting paid
The withdrawal cap:Instant only.
Instant caps each 14-day withdrawal at 2% of your starting balance, and you must be 3% above that balance first. On a $100,000 simulated account that is $2,000 per cycle, available from $103,000. The 1 Step and 2 Step programmes have no withdrawal cap.
The rule
Is there a withdrawal cap?
Percentages are what the industry publishes. These are the same rules in dollars, worked on a $100,000 simulated account, so there is nothing left to convert.
- Instant cap per cycle2% of $100,000
- $2,000
- Minimum withdrawal buffer3% above $100,000
- $3,000
You can withdraw once the account is at $103,000.
- What happens above the cap
- Deducted, not paid
On a request, all profit above the buffer leaves the account. You receive up to the cap; the rest is removed rather than withdrawn. This is the rule to read twice before requesting.
- 1 Step cap
- None
- 2 Step cap
- None
Plan applicability
Which programmesthis rule applies to
Our three programmes do not share one rulebook. This table is the part of the page to read before you buy.
- InstantApplies
2% per cycle, 3% buffer
$2,000 per cycle on a $100,000 account. Profit above the buffer leaves the account whether or not it is inside the cap.
- 1 StepDoes not apply
No cap
Eligible virtual profits can be requested in full on a payout date.
Why it exists
The reasoning,stated plainly
Worked example
The same rule,as a number
A $100,000 simulated account, because that is the size most people are deciding about.
Requesting a withdrawal on a $100,000 Instant account
The account shows $6,000 of virtual profit at $106,000.
- Buffer that must stay
- $3,000
The account cannot go below $103,000 through a withdrawal.
- Profit above the buffer
- $3,000
All of it leaves the account on the request.
- You receive
- $2,000
The 2% cap.
- Deducted but not paid
- $1,000
The amount above the cap.
- Account resets to
- $103,000
Against a $98,000 drawdown floor.
Requesting at $5,000 of profit rather than $6,000 would have left nothing deducted above the cap. Timing the request against the cap is the difference, and it is worth doing the arithmetic first.
Commonly misread
What tradersget wrong here
Every item below has cost somebody an account. They are published for that reason rather than for completeness.
“Profit above the cap stays in the account”
It does not. On a withdrawal request, everything above the buffer leaves; you are paid up to the cap and the balance above it is deducted.
“The cap applies to every GFN programme”
Only Instant has a withdrawal cap. 1 Step and 2 Step have none.
The full cluster
Every questionabout this rule
The answers our support team works from, each on its own page.
Is there a withdrawal cap on Instant Funding?
Yes. Each payout cycle is capped at 2% of your starting balance, above a 3% minimum withdrawal buffer that stays in the account.
Can I request all of my profits?
Your available payout depends on your eligible profits, your profit split, any payout-specific rules, your remaining risk limits and your compliance with the Terms & Conditions.
What happens to the account balance after a payout?
A payout reduces the eligible profit available within the account.
Can taking a payout affect my drawdown buffer?
Yes - depending on your account's drawdown structure, withdrawing profits can reduce the cushion between your current balance and the breach level.
When can I request my first Instant Funding payout?
Your first payout becomes eligible 14 days after the first trade is placed on your Funded Account, provided your account remains eligible for a payout.
Related rules
The rulesthat sit next to this one
How often do I get paid?
Payouts run every 14 days, counted from your first trade on a simulated funded account rather than from purchase. The full cycle, eligibility and methods.
How much of the profit do I keep?
The virtual profit share is 70% on Instant and 80% on 1 Step and 2 Step, rising to 90% with the optional add-on at checkout.
What is trailing drawdown?
A trailing drawdown follows your equity high upward. Instant uses 5% trailing - $5,000 on a $100,000 account. The 2 Step drawdown never trails.
What identity checks do I need to pass?
Identity verification may be required before a funded account is issued and before a payout. Account, ID and payout details must match one person.
Instant: the full rule sheet
Every objective on the Instant programme, in dollars, at all six account sizes.
1 Step: the full rule sheet
Every objective on the 1 Step programme, in dollars, at all six account sizes.
2 Step: the full rule sheet
Every objective on the 2 Step programme, in dollars, at all six account sizes.
Ready when you are
Your capital stays yours.The risk is ours.
One evaluation fee, no time limits and up to 90% of simulated profits. Pick an account size and your credentials arrive by email within minutes.
No subscriptions or hidden fees
Payouts every 14 days
$400,000 max total allocation