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Plans & programs

Is there a withdrawal cap on Instant Funding?

Yes. Each payout cycle is capped at 2% of your starting balance, above a 3% minimum withdrawal buffer that stays in the account.

The full answer

Yes. Instant Funding withdrawals are capped at 2% of your starting balance per payout cycle, above a 3% minimum withdrawal buffer.

When you request a withdrawal, all profit above the 3% buffer leaves the account. You receive up to the 2% cap; anything above it is deducted but not paid out.

For example, on a $100,000 account showing $6,000 profit, $3,000 is deducted, the account resets to $103,000 against a $98,000 drawdown floor, and $2,000 is withdrawable.

1 Step and 2 Step accounts have no withdrawal cap.

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