---
title: "Risk of Ruin Calculator for Traders - Get Funded Now"
description: "Simulate thousands of trade sequences from your win rate, reward:risk ratio and risk per trade to see your real probability of blowing an account."
url: "https://getfundednow.com/tools/risk-of-ruin-calculator"
language: "en"
last_modified: "2026-09-22"
publisher: "Get Funded Now (getfundednow.com)"
translations:
  es: "https://getfundednow.com/es/tools/risk-of-ruin-calculator"
  pt-BR: "https://getfundednow.com/pt-br/tools/risk-of-ruin-calculator"
  fr: "https://getfundednow.com/fr/tools/risk-of-ruin-calculator"
  it: "https://getfundednow.com/it/tools/risk-of-ruin-calculator"
  de: "https://getfundednow.com/de/tools/risk-of-ruin-calculator"
disclosure: "All trading at Get Funded Now is simulated. 'Funded' means a simulated or virtual account; GFN is not a broker and does not hold client funds."
---

Free trading tool

# Risk of ruin calculator: your real odds of blowing an account.

Win rate and reward:risk alone don't tell the whole story - the size of your losing streaks does. This runs thousands of simulated sequences of your own trading stats to estimate your real risk of ruin.

[Start your challenge →](https://getfundednow.com/challenges) · [Try the drawdown calculator](https://getfundednow.com/tools/drawdown-calculator)

Win rate - 50%

Reward : risk ratio - 2.0

Risk per trade - 1%

Ruin threshold - 50% of starting balance

Trades to simulate

250 trades

Risk of ruin

0.0%

Of 1,000 simulated sequences of 250 trades

Median ending balance

338%

Of starting balance

Best simulated run: 829%

Worst simulated run: 160%

How it works

## A real simulation, not a guess.

Risk of ruin doesn't have a simple formula once wins and losses are different sizes, so this runs an actual Monte Carlo simulation instead of a shortcut.

This runs 1,000 independent simulated sequences of your trades, each one risking your chosen percentage of the current balance on every trade - so a losing streak shrinks your risk in dollar terms the same way it would in a real account. A run counts as “ruined” the moment balance drops to or below your ruin threshold.

This is a statistical estimate based on the win rate and reward:risk ratio you enter - real trading results vary and are not guaranteed to match your historical stats going forward.

Ready when you are

## Your capital stays yours. The risk is ours.

One evaluation fee, no time limits and up to 90% of simulated profits. Pick an account size and your credentials arrive by email within minutes.

[Start your challenge →](https://getfundednow.com/challenges) · [Read the rules](https://getfundednow.com/faq)

No subscriptions or hidden fees

Payouts every 14 days

$400,000 max total allocation

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Source: https://getfundednow.com/tools/risk-of-ruin-calculator
Facts about Get Funded Now in one file: https://getfundednow.com/llms.txt